Money moves. Finally.
Invoice on milestones. Collect retainers. Track change orders. Ledger handles the billing structures that Stripe was never built for.
Invoices Processed Today
across 38 countries
Avg. Time-to-Payment
vs. 72hrs industry avg.
Funds Cleared This Month
Feb 2026
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Built for Consulting Billing
Every billing structure consultants actually use.
Not a shopping cart. Not a subscription manager. A payment engine for the way consulting work actually gets billed.
Milestone Invoicing
Structure any project into payment gates. Define deliverable triggers — client signs off, payment releases automatically. No more "I'll get that to you end of month."
Retainer Automation
Set it once. Monthly retainers auto-bill, auto-remind, and auto-reconcile across your entire client roster.
Change Order Billing
Scope creep happens. Ledger lets you issue a change order in under 60 seconds — client approves in-app, invoice updates live.
Multi-Client Dashboard
Every client, every invoice, every payment status in one view. Fractional CFOs managing 12+ accounts finally have a cockpit built for them.
Cross-Timezone Delivery
Send invoices in local currencies, collect in USD. Clients in London, Singapore, or Dubai pay without conversion friction.
Escrow Protection
Funds held in escrow until milestone sign-off. Both parties protected. No more chasing payments after delivery.
Real Consultants, Real Numbers
Not case studies. Dollar amounts.
Iwaslosing$3,800ayearinwirefeesalone.Ledgereliminatedeveryoneofthem.Firstmonth,Isent14milestoneinvoices.All14clearedinunder20hours.

Marcus Webb
Strategy Advisor · Solo Practice, Chicago
Side-by-Side Comparison
Built different. Priced differently.
| Feature | Ledger | Stripe | PayPal |
|---|---|---|---|
| Milestone billing | |||
| Retainer automation | |||
| Change order flow | |||
| Multi-partner splits | |||
| Escrow protection | |||
| Net-30 scheduling | |||
| Cross-timezone billing | |||
| Processing rate | 1.5% | 2.9% + $0.30 | 3.49% + $0.49 |